$648.91 CCB Deposit Coming This May 2025 – Eligibility, Payment Date, And Full Breakdown
The Canada Child Benefit (CCB) is a vital source of monthly financial support for families across Canada. In May 2025, eligible parents saw up to $648.91 directly deposited into their bank accounts for each child under the age of 6.
This tax-free benefit, issued by the Canada Revenue Agency (CRA), helps Canadian families offset the cost of raising children and combat inflation-related challenges.
Let’s explore who qualifies, when the next payment will arrive, and how much families could receive throughout the year.
What Is the $648.91 CCB Deposit?
The $648.91 deposit in May 2025 is part of the monthly Canada Child Benefit distribution. This amount represents the maximum monthly payment for a child under age 6 during the 2024–2025 benefit year.
The CCB is:
- Tax-free
- Income-tested
- Paid monthly
- Designed to support families with children under 18
The benefit is recalculated annually based on the adjusted family net income (AFNI) from the previous year’s tax return.
CCB May 2025 Payment Details
| Feature | Details |
|---|---|
| Payment Name | Canada Child Benefit (CCB) |
| Deposit Amount | Up to $648.91 per child under age 6 |
| Payment Date | May 20, 2025 |
| Eligibility | Canadian residents with children under 18 |
| Next Payment Date | June 20, 2025 |
| Annual Max (under 6) | $7,786 per child |
| Annual Max (age 6–17) | $6,570 per child |
Eligibility Criteria for the May 2025 CCB Payment
To receive the $648.91 Canada Child Benefit deposit, you must:
- Be a resident of Canada for tax purposes
- Live with a child under 18 years old
- Be the primary caregiver
- Have filed your 2023 income tax return
- Be a Canadian citizen, permanent resident, protected person, or temporary resident (with 18+ months of residency)
Shared Custody
In shared custody, each parent receives 50% of the monthly benefit.
CCB Payment Schedule for 2025
The CRA releases Canada Child Benefit payments on or around the 20th of each month:
| Month | Payment Date |
|---|---|
| January | January 19, 2025 |
| February | February 20, 2025 |
| March | March 20, 2025 |
| April | April 18, 2025 |
| May | May 20, 2025 |
| June | June 20, 2025 |
| July | July 18, 2025 |
| August | August 20, 2025 |
| September | September 19, 2025 |
| October | October 20, 2025 |
| November | November 20, 2025 |
| December | December 12, 2025 |
How Much Can You Get from CCB?
The maximum CCB amounts for 2024–2025 are:
- $7,786/year per child under 6
- $6,570/year per child aged 6 to 17
Your actual amount depends on:
- AFNI (Adjusted Family Net Income)
- Number of eligible children
- Shared custody arrangements
Reduction Threshold
Payments begin reducing after an AFNI of $36,502. Families earning over $100,000 may still receive partial benefits.
How to Apply for the $648.91 CCB Deposit
Three Ways to Apply:
- CRA My Account: Use the “Apply for child benefits” service
- Birth Registration: Offered when registering your child’s birth in most provinces
- By Mail: Submit Form RC66
Note: Ensure your direct deposit information is current to avoid payment delays.
Additional Child Benefit Programs by Province
On top of the federal CCB, some provinces offer their own programs:
- Ontario: Ontario Child Benefit (OCB)
- Alberta: Alberta Child and Family Benefit (ACFB)
- Quebec: Family Allowance (allocations familiales)
These are often bundled with your CCB payment if eligible.
The $648.91 Canada Child Benefit deposit in May 2025 is a much-needed financial boost for eligible Canadian families.
Whether you’re receiving the full amount or a partial benefit, staying informed about eligibility, payment schedules, and how to apply can ensure you receive every dollar you’re entitled to.
With the cost of raising children on the rise, the Canada Child Benefit continues to play a key role in enhancing the financial well-being of families nationwide.
FAQs
What is the $648.91 CCB deposit for May 2025?
It is the monthly maximum tax-free benefit provided for each child under 6 by the CRA under the Canada Child Benefit program.
Who qualifies for the CCB?
Anyone who is a Canadian resident, primary caregiver, has filed their taxes, and meets the citizenship/residency requirements.
How do I track my CCB payment?
Log in to CRA My Account to view deposit status, next payment dates, and benefit amounts.