Canada CRA Payment Dates 2025- Full Monthly Schedule And Benefit Amounts Explained
Staying informed about the Canada Revenue Agency (CRA) benefits schedule is crucial for effective financial planning.
In 2025, the CRA continues to provide various benefits to eligible Canadians, including families, seniors, and low-income individuals. This comprehensive guide outlines the month-wise payment dates and amounts for key CRA benefits.
Overview of CRA Benefits
The CRA administers several benefits aimed at supporting Canadians:
- Canada Child Benefit (CCB): Monthly payments to assist families with children under 18.
- Goods and Services Tax/Harmonized Sales Tax (GST/HST) Credit: Quarterly payments to offset GST/HST for low- and moderate-income individuals and families.
- Advanced Canada Workers Benefit (ACWB): Quarterly payments to encourage workforce participation among low-income workers.
- Canada Carbon Rebate (CCR): Quarterly payments to offset carbon pricing costs.
- Ontario Trillium Benefit (OTB): Monthly payments for Ontario residents to assist with energy and property taxes.
CRA Benefits Payment Schedule for 2025
Below is the month-wise schedule for the primary CRA benefits:
| Month | CCB | GST/HST Credit | ACWB | CCR | OTB |
|---|---|---|---|---|---|
| January 2025 | Jan 20 | Jan 5 | Jan 10 | Jan 15 | Jan 10 |
| February 2025 | Feb 20 | Feb 10 | |||
| March 2025 | Mar 20 | Mar 10 | |||
| April 2025 | Apr 17 | Apr 5 | Apr 15 | Apr 10 | |
| May 2025 | May 20 | May 9 | |||
| June 2025 | Jun 20 | Jun 10 | |||
| July 2025 | Jul 18 | Jul 5 | Jul 11 | Jul 15 | Jul 10 |
| August 2025 | Aug 20 | Aug 8 | |||
| September 2025 | Sep 19 | Sep 10 | |||
| October 2025 | Oct 20 | Oct 5 | Oct 10 | Oct 15 | Oct 10 |
| November 2025 | Nov 20 | Nov 10 | |||
| December 2025 | Dec 12 | Dec 10 |
Note: Payment dates may vary slightly based on weekends and holidays.
Benefit Amounts for 2025
Canada Child Benefit (CCB)
- Children under 6 years: Up to $7,787 annually.
- Children aged 6 to 17 years: Up to $6,570 annually.
GST/HST Credit
- Single individuals: Up to $496 annually.
- Married or common-law couples: Up to $650 annually.
- Per child under 19: Up to $171 annually.
Advanced Canada Workers Benefit (ACWB)
- Single individuals: Up to $1,518 annually.
- Families: Up to $2,616 annually.
Canada Carbon Rebate (CCR)
- Amounts vary by province and family size. For example, in Ontario:
- Single adult: Up to $488 annually.
- Family of four: Up to $976 annually.
Ontario Trillium Benefit (OTB)
- Up to $1,013 annually, depending on eligibility for the Ontario Energy and Property Tax Credit, Northern Ontario Energy Credit, and Ontario Sales Tax Credit.
Understanding the CRA benefits schedule and amounts for 2025 is essential for effective financial planning. By keeping track of payment dates and ensuring eligibility requirements are met, Canadians can maximize the support available to them.
Regularly updating personal information with the CRA and filing annual tax returns are key steps in this process.
FAQs
How can I ensure I receive my CRA benefits on time?
To receive timely payments, ensure your personal information with the CRA is up to date, including your address and direct deposit details. Also, file your income tax return annually, as eligibility is often based on your return.
What should I do if I miss a payment?
If you do not receive a scheduled payment, wait five business days before contacting the CRA. You can check your payment status through the CRA’s My Account online service.
Are these benefits taxable?
Most CRA benefits, such as the CCB, GST/HST Credit, ACWB, CCR, and OTB, are non-taxable and do not need to be reported as income on your tax return.