Terms and Conditions
Welcome to FCM USA (https://www.fcmusa.org). By accessing and using this website, you agree to comply with the following Terms and Conditions. These terms govern your use of the site and form a legal agreement between you and FCM USA. If you do not agree with any part of these terms, please do not use our website.
1. Use of Website
FCM USA is an independent informational platform that publishes articles related to social welfare schemes, government benefits, and public assistance programs in countries like the United States, Canada, Australia, and the United Kingdom. Our content focuses on programs such as Social Security, IRS updates, Child Tax Credits (CTC), CPP, DWP, and Centrelink.
You may use this website for personal, non-commercial purposes only. You must not use the content for unlawful, harmful, or misleading purposes.
2. No Government Affiliation
FCM USA is not affiliated with any government agency or organization, and we do not represent any official entity. We are also not connected in any way with the former version of the FCM USA website. The content we publish is informational only and should not be interpreted as official government guidance or advice.
3. Accuracy of Information
While we make every effort to ensure that the information provided is accurate and up to date, FCM USA does not guarantee the completeness, reliability, or timeliness of any content. You are encouraged to verify all information with official government sources before making any financial or legal decisions.
We are not responsible for any loss, damage, or inconvenience resulting from the use or reliance on the information provided on this website.
4. Intellectual Property
All content on this website—including text, images, logos, and graphics—is the property of FCM USA unless otherwise stated. You may not reproduce, modify, distribute, or republish any content without prior written permission from us.
5. Third-Party Links
Our website may contain links to external websites for additional context. We are not responsible for the content, privacy practices, or policies of third-party sites, and visiting those sites is at your own risk.
6. Changes to Terms
FCM USA reserves the right to modify these Terms and Conditions at any time without prior notice. Continued use of the website constitutes your acceptance of the updated terms.
7. Contact Us
If you have any questions about these Terms and Conditions, please contact us at:
Email: [email protected]
Thank you for using FCM USA — your trusted source for global social welfare updates.