Canada Child Benefit Increase In July 2025 – Here’s Exactly How Much More You’ll Get Per Child
As of July 2025, Canadian families receiving the Canada Child Benefit (CCB) can expect a boost in monthly payments, reflecting the annual inflation adjustment.
This yearly recalibration ensures that families continue to receive meaningful support amid rising costs in housing, childcare, and groceries.
Below is a breakdown of everything you need to know about the CCB increase for the 2025-2026 benefit year, including updated payment rates, eligibility criteria, and what this change means for your household.
Why the Canada Child Benefit Is Increasing
The Canada Child Benefit is indexed to inflation and adjusted every July based on the Consumer Price Index (CPI). In 2025, inflation remains a key concern, particularly with the cost of living continuing to rise across Canada.
To maintain its value, the federal government has increased the CCB payment amounts. For the 2025-2026 benefit year, eligible families will receive:
- Up to $100 more annually for each child under 6
- Up to $80 more annually for each child aged 6 to 17
Updated CCB Payment Table – July 2025
Child’s Age | Annual Max (2024) | Annual Max (2025) | Increase |
---|---|---|---|
Under 6 years old | $7,620 | $7,720 | +$100 |
6 to 17 years old | $6,490 | $6,570 | +$80 |
These amounts apply to families with an adjusted family net income (AFNI) of less than approximately $34,000. For higher-income families, the benefit is reduced gradually.
Eligibility and How the Increase Applies
To qualify for the Canada Child Benefit, you must:
- Be a resident of Canada
- Be the primary caregiver of a child under 18
- File a tax return every year, even with no income
The CRA (Canada Revenue Agency) calculates your payment using the previous year’s tax return. That means your 2024 income determines your July 2025 to June 2026 CCB amounts.
Important: If you missed the May 1, 2025 tax deadline, your CCB payment might be delayed or disrupted.
Impact on Canadian Families
While the increase might seem modest, it adds up—especially for families with multiple children. For example:
- A family with two kids under 6 will receive $200 more per year
- A family with three children aged 6 to 17 will receive an additional $240 annually
These funds can go toward essentials like food, clothing, school supplies, or daycare fees, helping ease some of the financial pressure many families face.
Payment Schedule – When Will the Increase Be Received?
The increased Canada Child Benefit rates will begin with the July 2025 payment, which is expected to be issued on Friday, July 19, 2025.
Payments are made monthly, usually on the 20th of each month, through:
- Direct deposit into your bank account
- Mailed cheque, if not enrolled in direct deposit
Families can check their specific benefit amount and payment schedule using the CRA’s My Account portal.
The Canada Child Benefit Increase in July 2025 represents a continued effort by the Canadian government to ensure families receive meaningful support that aligns with current economic conditions.
While not a complete solution to financial challenges, the increase provides tangible assistance to millions of Canadian households.
To ensure you receive the full updated amount:
- File your 2024 taxes
- Check your CRA account
- Keep your information up to date
This small but vital increase can make a real difference for families trying to keep up with the cost of living.
FAQs
How much will I receive per child after the increase in July 2025?
You may receive up to $7,720 annually for each child under 6 and up to $6,570 annually for each child aged 6–17.
Do I need to reapply for the Canada Child Benefit every year?
No, but you must file your tax return annually for the CRA to assess your continued eligibility and update your payment amount.
When will I receive the increased CCB payment?
The new CCB amount will be reflected in your July 2025 payment, expected to be issued on July 19, 2025.